PreLicense.com provides state-approved Kentucky PreLicense Exam Prep with a money back guarantee! Satisfy ALL your Prep requirements at one low price with our online or paper courses!

PreLicense.com offers courses for the following KY license types:

Kentucky PreLicense Exam Prep Requirements

PreLicense Exam Prep Provider Number: S16679

Kentucky PreLicense Education Requirements

Individual Resident Producer Requirements

To qualify for a resident Kentucky state insurance producer license, the applicant must satisfy the following requirements:
  • Be 18 years of age or older
  • Maintain a principal place of residence or a principal place of business in Kentucky
  • Not have committed any act that is a ground for denial, suspension or revocation of a license
  • Complete an approved prelicensing course of study (see prelicense requirements below)
  • Pass a written examination
  • Apply for a criminal background report
  • File a license application

Required Kentucky PreLicense Exam Prep Hours

PreLicense Education Requirements (PLE)

Applicants must complete Prelicense education (PLE) for each major line of authority (LOA), as follows:
  • Life – 20
  • Health – 20
  • Property – 20
  • Casualty – 20
  • Personal Lines – 20
Before making an exam reservation applicants should thoroughly review the State of Kentucky Licensing Candidate Handbook. The Candidate Handbook and additional licensing information can be accessed by clicking on the tabs above.

Kentucky PreLicense Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products. Producers are also required to complete on an ongoing basis, company-sponsored, product-specific training, sponsored by the insurance company offering the product.

Additional Information

Long-Term Care Partnership Training

State required training for insurance producers that sell long-term care partnership products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling LTCP products.

Ongoing Training
Hours: 1
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Additional Information

Kentucky PreLicense Exam Prep Course Requirements

Prelicense Course Delivery

Per Kentucky PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.

Kentucky PreLicense Exam Prep Exam Requirements

Prelicense Course Exam

  • Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
  • Exam Proctor Requirements: PreLicense.com final exams do not require a proctor.

Reporting and Kentucky PreLicense Exam Prep Certificates of Completion

Certificate of Completion

  • PreLicense.com provides online, printable certificates of completion in Kentucky. An applicant must meet Kentucky’s PLE requirements before a certificate of completion is issued. Certificates of completion are valid for 1 year.
  • For quicker license application processing candidates should either fax a copy of their certificate of completion to the Kentucky Department of Insurance Agent Licensing section at 502-564-3384 or email to [email protected] . IMPORTANT: Certificates of completion must be signed before sending to the Kentucky Department of Insurance.

Please note: If you do not complete these steps, the Department of Insurance (DOI) will not receive the official copy of your background check and you will need to re-apply for a new report. Online requests are processed within two business days of being received. According to AOC, the current processing time for background requests submitted on a paper form is 21 days.

State Reporting Requirements

Prelicense.com reports PLE course completions electronically to the Kentucky Department of Insurance daily.

Kentucky PreLicense Application Process

License Application Process

  1. Prelicense Education: Complete 20 hours of pre-licensing training for each major line of authority.

  2. Prelicense Certificate: Upon completion of the courses, fax or email the Certificate of Completion form, Form CPL-01, to Agent Licensing.

  3. Apply for criminal background: Online at AOC Fast Check The cost is $20, payable by credit card or electronic check. Fee is non-refundable.

  4. According to the Administrative Office of the Courts, the processing time for background requests submitted on a paper form currently has a 21-day processing time.
  5. License Application: Complete and submit the electronic application through https:// www.nipr.com.

  6. Financial Responsibility: File proof of financial responsibility (legal liability) with the Department of Insurance.

  7. Schedule Exam: Once we have received and processed all requested information, you may track the status of the application and schedule your examination through Agent Licensing FAQ’s, revised 06/09/2010 Page 2 a secure eServices account. https://insurance.ky.gov/eservices//default.aspx .
    • Paper applications are processed within five to seven business days from the day of receipt in the DOI.
    • Licensing exams are provided by the Kentucky Department of Insurance. After you have received notification that your application has been processed, schedule your examination online by setting up an eServices account at https://insurance.ky.gov/eservices/.

Transfer Kentucky PreLicense Application Process

Transfer Producer Requirements

New residents who still hold an active license in their previous home state will not be required to complete prelicensing education or take the license examination as long as:
  • The license being applied for is the same line of authority as in the previous state
  • The change is within 90 days of surrender of previous resident state license
  • Apply for a criminal background report online
  • File proof of financial responsibility

License Application Process

Application Process: Complete Form 8301 (no fees are required if you currently hold a Kentucky non-resident license)

Criminal background check: Click here to submit your criminal background check online The fee for the background report is $15.00. When ordering the background check, select "licensing" in the category section and "department of insurance" in the group section. After you receive your background report, fax a copy to the Kentucky Department of Insurance Agent Licensing section at 502-564-3384 or email to [email protected].
Background reports are valid for 60 days from the date of issue. Note: If applying for a resident license after 90 days of a surrender of previous resident state license, there is no exemption from pre-licensing and examination in Kentucky.

Materials Needed to Apply: If you answered “yes” to any of the license application background questions, you may need to forward additional documentation to the Kentucky Department of Insurance at:
Kentucky Department of Insurance
P. O. Box 517
Frankfort, Kentucky 40602-0517
Fax: 502-564-3384

Non-Resident Kentucky PreLicense Exam Prep Requirements

Non-Resident License Requirements

Nonresident license candidates may obtain a Kentucky agent license, without having to complete the prelicensing education requirement or take a license examination, as long as they a currently hold an active license in their resident state for the same lines of authority for which they are applying.

License Application Process

Ways to Apply

Apply Online: Click here to submit your license application online
Kentucky Exam fee: Click here for a current fee schedule.

Fingerprinting Process: There are no fingerprint requirements in Kentucky.

Kentucky PreLicense Contact Info

Kentucky Department of Insurance


The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.