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PreLicense.com provides state-approved Florida PreLicense License Exam Prep with a money back guarantee! Satisfy ALL your Prep requirements at one low price with our online or paper courses!

PreLicense.com offers courses for the following FL license types:

Florida PreLicense Prep

Florida Insurance PreLicensing Requirements

Insurance PreLicensing Provider Number: 364621



Florida Insurance PreLicensing Education Requirements

Per Florida House Bill 1133, the study hour requirement for the 2-15 Florida Life & Health (including Annuities and Variable Contracts) course has increased to 60 hours, effective July 1, 2015. All online course providers were required to revise their Life & Health (2-15) course to conform with this requirement. Providers that do not revise their Florida Life & Health (2-15) course in compliance with this requirement will be prohibited from offering their course for sale in Florida, and any student who has been enrolled in a pre-licensing course that is not approved by the Florida Division of Financial Services will not be eligible to receive credit. PreLicense.com’s Florida Life & Health (2-15) course has been fully approved by the Florida Division of Financial Services as meeting this new requirement. 

General Insurance Licensing Requirement

To qualify for a resident Florida state insurance producer license, the applicant must satisfy the following requirements:

  • Be 18 years of age or older
  • Be a resident of the state of Florida
  •  Be a United States citizen or legal alien who possesses work authorization from the United States Immigration and Naturalization Service
  •  Not be an employee of the United States Department of Veterans Affairs or state service office, as referred to in Section 626.833, Florida Statutes.
  •  Complete an approved prelicensing course of study (see prelicense requirements below)
  • Pass a written examination and file a license application online
  •  
  • Submit a set of fingerprints
  • If licensed in another state within 3 years, provide a Letter of Clearance

Requirements by Insurance Line of Authority

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

  • Life and Variable Annuity – 40
  • Health – 40
  •  
  • Life, Health and Variable Annuity – 60
  • General Lines (Property & Casualty) – 200
  • Personal Lines – 60

State Candidate Handbook

Before making an exam reservation applicants should thoroughly review the State of Florida Insurance Licensing Information Bulletin, which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process. 

Insurance PreLicense Course Requirements

Course Delivery

  • Per Florida PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.
  • Applicants must read each lesson and pass the end-of-chapter quizzes with a 70% or higher to proceed to the next lesson.

Course Exam Requirements

 Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.

Exam Proctor Requirements: The PLE final exam does not require a proctor.  Applicants will be required to complete an online affidavit at end of the course.  The affidavit states that the applicant understands the course examination must be completed unassisted by any person, by the course materials, or by other materials.

Reporting and Insurance PreLicense Certificates of Completion

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in Florida.  An applicant must meet Florida’s PLE requirements before a certificate of completion is issued.  Please note the prelicense course is only valid for 4 years from completion date in order to be used to satisfy the prerequisite for application for licensure.

State Reporting Requirements

Prelicense.com reports PLE course completions electronically to the Florida Division of Agent and Agency Services daily.

State Licensing Exam Requirements

State Licensing Exam

Methods of Registration


    Materials Needed to Register

    • Candidates must present one (1) form of current unexpired signature identification. Identification must be in English, the government issued, photo-bearing with a valid signature.
    • Approved translation dictionary (for applicants who use English as a second language)

    Exam Retakes

    Candidates who fail the examination and wish to retake it must go towww.pearsonvue.com/FL/insurance and pay another fee.

    State Exam Passing Score

    Applicants must pass the state licensing exam with a 70% or higher to file a license application.

    Testing Centers and Exam Fees

    Additional Training Requirements

    State-Required Product Training

    Your state has special training requirements in order for licensed agents to sell the following products:

    Long-Term Care: Before selling LTCP policies in Florida, producers must complete an 8-hour state approved LTCP training.

    Purchasing State-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

    Click here for more information regarding state-specific product training.

    Resident Producer Application Process

    Step 1: Complete Prelicense Education

    Successfully taught or completed a 40 hour life, variable contracts prelicensing course within four (4) years of application date. [Click here to find a course][Requires State Examination] 

    Step 2: Apply for License 

    Review Licensing Fee's and Apply for your License by visiting FLDFS.

    Step 3: Fingerprinting 

    Fingerprinting is a mandatory requirement for almost all of the licenses, registrations, and certifications we issue. Visit FLDFS website and follow instruction on Fingerprinting process. The fingerprinting is $48.55, plus local Florida county sales tax.

    Step 4: Status Notification

    Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

    Step 5: Apply for State Exam

    Upon approval, an email will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may view your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.

    Please visit Exam information page for more details. 

    Transfer Producer Application Process

    Transfer Producer Requirements

    New residents who still hold an active license in their previous home state may not be required to complete prelicense education as long as:

    • Applicant is a resident of Florida
    • Has held valid license for one year in his/her home state prior to applying for a Florida license
    • The license applications and fees are submitted within 90 days of becoming a Florida resident
    • To qualify for an exemption of the prelicensing educational requirement, your former home state must be reciprocal to Florida.  Click here for a list of reciprocating states.

    Please note that new residents will still have to take and pass the applicable exams unless the applicant holds the CLU designation.

    Non-Resident Producer Application Process

    Non-Resident License Requirements

    Non-resident applicants who are in good standing in their resident state may apply by reciprocity and are exempt from the examination requirement.

    License Application Process

    Nonresident license candidates may obtain a Florida agent license, without having to complete the prelicense education requirement or take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

    Ways to Apply

    Materials Needed to Apply

    • License application
    • Appropriate license application fees
    • Completed fingerprint cards

    Fingerprinting Process

    Nonresident license candidates will be mailed fingerprint cards with instructions after their application is received by the Florida Bureau of Licensing.  Candidates must make fingerprint payments online or by calling 888-717-5699.  Click here to submit your payment online.

    Contact Info

    Florida Division of Agent and Agency Services 

    Bureau of Licensing
    200 East Gaines St.
    Tallahassee, FL 32399-0319
    Phone: (850) 413-3137
    Fax: 1-850-413-3291
    Email: 
    AgentLicensing@MyFloridaCFO.com
    Web Site: http://www.myfloridacfo.com/division/agents/

    Pearson Vue

    Phone:  (888) 274-2020
    Web Site:
     https://www.asisvcs.com/indhome.asp?CPCAT=1210INS


    The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.