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California PreLicense Exam Prep Requirements

PreLicense Exam Prep Provider Number: 260141

California PreLicense Education Requirements

Individual Resident Producer Requirements

To qualify for a resident California state insurance producer license, the applicant must satisfy the following requirements:
  • Be 18 years of age or older
  • Complete an approved prelicensing course of study
  • Pass a written examination
  • File an application and submit a set of fingerprints

Required California PreLicense Exam Prep Hours

PreLicense Education Requirements (PLE)

Applicants must complete PreLicense education (PLE) for each major line of authority (LOA), as follows:
  • Life –32
  • Accident and Health – 32
  • Ethics and code - 12
  • Life, Accident and Health – 52
  • Property – 32
  • Casualty – 32
  • Property and Casualty – 52

Before making an exam reservation Applicants should thoroughly review the California Department of Insurance Insurance Producers Candidate Information Bulletin. Please click on the tabs above to access the Candidate Bulletin.

California PreLicense Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling Annuity products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 2-year license term following the initial 8-hour training completion.

Additional Information

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 8
Frequency: After completing the initial 8-hour training requirement, producers licensed 4 years or less must complete 8 hours of state-approved LTC training annually for the first 4 years of licensure. Producers licensed more than 4 years must complete 8 hours of state-approved LTC training in every 2-year license term.

Important Notice: In order to solicit/sell long-term care insurance in California, agents need to hold a current license as: Life Accident and Health Insurance Agent, and you must comply with the LTC 8-hour training requirements. If holding a Life-Only Agent license, agents may sell LTC only as an LTC rider on a full life policy, and must also complete the 8-hour training requirements.

Additional Information

California PreLicense Exam Prep Course Requirements

PreLicense Course Delivery

  • Prelicense education providers are required to record the actual time the applicant spends in the course and not allow access to the certificate of completion until the applicant's time equals the number of required hours for the LOA.
  • Applicants must pass quizzes at the end of major lessons with a 70% or higher to proceed on to the next lesson.

California PreLicense Exam Prep Exam Requirements

Passing Score: While it is not required to pass the Practice exam at the end of the course, recommends that the applicant pass the PLE Practice exam with a 70% or higher for practice purposes.

Exam Proctor Requirements: The final exam does not require a proctor.

Reporting and California PreLicense Exam Prep Certificates of Completion

Certificate of Completion

Certificate of Completion: provides online, printable certificates of completion in California. An applicant must meet the course delivery requirements before a certificate of completion is issued. Certificates of completion are valid for 3 years from the date of completion.

State Reporting Requirements

State Reporting Requirements: reports PLE course completions electronically to the California Department of Insurance daily.

California PreLicense Application Process

License Application Process

  1. Complete required prelicensing education: Applicants must complete 20 hours of PLE for each major line of authority (LOA) being sought, plus 12 hours of Ethics and California Insurance Code education.

  2. Register for Exam: The California Department of Insurance (CDI) requires that candidates must first pass the licensing exam before submitting their license application. When applying through CDI's online license application service, individuals will be required to enter an identification number that will be provided upon passing the examination.
    Check Test Center Availability By Visiting: Click here

  3. Apply for your License: Once you pass the examination, you will be given a Click here "passed examination letter"> at the examination site which includes the 12-digit identification number that is located in the upper left corner of your "passed examination letter".

  4. Submit Fingerprint: If you have not been fingerprinted, get your fingerprints taken at the live scan vendor located at the examination site.
    Fingerprinting Process: All applicants are required to submit fingerprint impressions prior to taking the examination. Applicants can have fingerprint impressions made at the designated exam site prior to taking the license exam. However, it is recommended that they have the fingerprint impressions taken before the day of the license exam. Obtaining the fingerprint impressions beforehand will minimize the risk that the license issuance will be delayed while awaiting the results from both the California Department of Justice (DOJ) and the Federal Bureau of Investigation (FBI). Click here for complete instructions on how to obtain fingerprints, including fees.

  5. FLASH: The day after you pass your examination, you may submit your license application through the California Department of Insurance's (CDI) online license application service, Fast Licensing Application Service is Here (FLASH). FLASH's first page, the identification number page, provides a space for you to insert the "12-digit identification number" that is located on the upper left corner of your "passed examination letter." Click here

Transfer California PreLicense Application Process

License Application Process

Licensed agents who move to California, and are in good standing with their former home state, are exempt from the license examination requirement when applying for a new resident agent or broker license. To qualify for the waiver, the agent or broker must currently hold an active non-resident license in California. However, agents and brokers currently licensed as non-residents who move to California must still complete the 12-hour Ethics and California Insurance Code PreLicense education course before the license can be issued. The agent must apply for the resident license within 90 days of canceling the license in their previous home state.

Non-Resident California PreLicense Exam Prep Requirements

Non-resident Producer Requirements

Non-resident license candidates may obtain a California agent license, without having to complete the Prelicense education requirement or take a license examination, as long as they currently hold an active resident license of a similar type and are in good standing in their home state.

License Application Process

Apply Online: New residents must apply online using the California Department of Insurance Fast Licensing Application Service is Here (FLASH) service

Click here to view the current license application fees.

After completing the FLASH online application, the application may be saved on the applicant's computer. It is recommended that applicants print the completed application and retain that copy for their records. Please click here for more information concerning the online FLASH license application service

Materials Needed to Apply: Applicants who used the FLASH online application service may be required to send additional documentation to the California Department of Insurance. If additional documentation is needed, applicants should send the required documents to the following address:

California Department of Insurance
Attention: Nonresident FLASH Online Application
320 Capitol Mall Sacramento, CA 95814

Fingerprinting Process: California Department of Insurance no longer requires fingerprints from applicants who were previously fingerprinted as a condition of obtaining an insurance producer license in their resident state. This exemption applies to individuals who currently hold a resident license in the following states: Alaska, Arizona, District of Columbia (effective August 9, 2010), Florida, Georgia, Hawaii (effective November 1, 2010), Idaho, Louisiana, Minnesota (effective July 1, 2010), Montana, New Jersey, Nevada, North Carolina (effective October 1, 2010), Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Washington and Wisconsin (effective July 6, 2010). Click here for complete instructions, including fees, on how to obtain fingerprints

California PreLicense Contact Info

California Department of Insurance

  • Phone:(800) 967-9331
  • Website:
  • Mail: Producer Licensing Bureau, 320 Capitol Mall Sacramento, CA 95814

PSI Services, LLC

The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.