Exam Proctor Requirements:  PreLicense.com final exams must be monitored by a disinterested third party.

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New Jersey PreLicensing Requirements

Individual Resident Producer Requirements

To qualify for a resident New Jersey state insurance producer license, the applicant must satisfy the following requirements:

  • Be 18 years of age or older
  • Be a resident of New Jersey or have principal place of business in New Jersey
  • Be trustworthy, competent, financially responsible, and of good personal and business reputation
  • Complete an approved prelicensing course of study (see Prelicense requirements below)
  • Submit fingerprints
  • Pass a written examination and file a license application

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA).  An applicant who wishes to obtain a Life, Accident & Health license must complete 40 hours of PLE, and will receive a separate certificate of completion for each LOA.

PreLicense.com final exams must be monitored by a disinterested third party( someone who is not a family member, relative or someone who holds a financial interest in you passing the exam).

Life – 20
Accident and health – 20
Property – 20
Casualty – 20
Personal Lines – 20

State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the State of New Jersey Candidate Information Bulletin which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

Per New Jersey PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.

 

PLE Course Exam

  • Passing Score:  Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
  • Exam Proctor Requirements:  PreLicense.com final exams must be monitored by a disinterested third party. Proctors must not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, co-owners, or business associates; or for anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in New Jersey.  An applicant must meet New Jersey’s PLE requirements before a certificate of completion is issued.  Certificates are valid for 2 years from the date of completion.

State Reporting Requirements

Currently, New Jersey Department of  Banking and Insurance does not required PLE course completions to be reported to the state.

License Application Process

1. Complete Prelicense Education and Pass the Prelicening exam.

You will be required to supply a copy of your Pre-licensing Certificate of Completion in order to be admitted to the exam.

 2. State Exam Reservation: You can make exam reservations online at www.psiexams.com or by calling PSI Examination Services at (800) 733-9267.

Material required at Test Center:

-   Bring 2 forms of Identification  

o  Primary identification such as a Driver’s License or Passport.

o  Secondary ID such as a Debit or Credit card, Social Security card.

-  A copy of your Prelicense Completion Certificate

Exam Format

Each major line exam is given in a multiple-choice format.

Applicants must pass the state licensing exam with a 70% or higher to file a license application.

Candidates who must retake the examination must wait 24 hours before rescheduling their exam.
 

 3. Print and Submit a Universal Form. Once you have completed the form you will need to schedule your fingerprinting Session at https://nj.ibtfingerprint.com/ or by calling MorphoTrust Customer Service at 1-877-503-5981. The Department suggests that you schedule the fingerprint scan immediately after you pass the licensing exam. The scheduled appointment will be within 7 to 10 days of completing the scheduling process.

 

Important:  License applications cannot be processed until NJ DOI receives the results of your criminal background check. Please refer to instructions below regarding making an appointment through MorphoTrak.

4. Complete the online application process by visiting NIPR.
 

New Resident Producer Requirements

New residents who move to New Jersey from another state who wish to obtain a New Jersey resident license must meet the following requirements in order to be exempt from Prelicense education and examination requirements:

  • Licensed for same lines of authority in previous home state
  • The candidate must be licensed in good standing in previous home state or if the application is received within 90 days of cancellation of previous home state license

Application Process

Ways to Apply

Materials Needed to Apply

NAIC Uniform Application and appropriate fee (if applying by paper).  Paper applications should be mailed to:

State of New Jersey-Department of Banking and Insurance
Producer Licensing Unit
PO Box 327
20 West State Street
Trenton, New Jersey 08625-0327

 

Nonresident Producer Requirements

Nonresident license candidates may obtain a New Jersey producer license, without having to complete the prelicense education requirement as long as they are currently licensed as a resident and in good standing in their home state and hold an equivalent license for same line of authority.

Application Process

Ways to Apply

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Materials Needed to Apply

NAIC Uniform Application and appropriate fee (if applying by paper).  Paper applications should be mailed to:

State of New Jersey
Department of Banking and Insurance
Producer Licensing Unit
PO Box 327
20 West State Street
Trenton, New Jersey 08625-0327

Fingerprinting Process

There are no fingerprint requirements for nonresidents in New Jersey.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Long-Term Care:  Before selling, soliciting, or negotiating LTC insurance products in New Jersey, producers must complete an initial 8-hour, NAIC LTC training course.

Purchasing state-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

State of New Jersey
Department of Banking and Insurance
Producer Licensing Unit
PO Box 327
20 West State Street
Trenton, New Jersey 08625-0327
Phone: 609-292-7272
Fax: 609-984-5263
Email: 
inslic@dobi.state.nj.us
Website:  http://www.state.nj.us/dobi/index.html

PSI
Phone:  (800) 733-9267
Website  
http://candidate.psiexams.com/


The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.

 

 

PreLicense.com Course Features Enhance the Exam Prep Experience

Prepare for your state insurance license exam with confidence. Engaging course features enhance the PreLicense.com study experience by reinforcing key points that are essential for passing the license exam:

  • State-tailored courses cover the topics you need to know to pass your state’s license exam – and nothing more.
  • Video introductions and summaries to each lesson reinforce key test points
  • Dynamic glossary works two ways:
    • Click Glossary on the course menu bar and get fast access to hundreds of insurance terms and definitions
    • Place the cursor over any highlighted word in the lesson for an instant pop-up definition
  • Search for any word or phrase in the course quickly with the easy-access Search feature.
  • Practice makes perfect! Check your knowledge and sharpen your test skills with end-of-lesson quizzes and an end-of-course mastery exam. Immediate scoring helps you pinpoint subjects or topics that may require additional study.
  • Simulate your state exam. Included with every PreLicense.com course is State Exam Tutor®, a powerful diagnostic testing tool that provides unlimited customizable practice exams and complete state exam simulations.
  • Drill and practice your knowledge of key insurance terms with Flash Tutor® flashcards, a unique study aid that gives you more than just terms and definitions. Included with every PreLicense.com course.