If you are preparing for an Insurance license, click on your state.  If you are preparing for a Securities license (ie: Series 6 or 63), click the Securities button.

PreLicense.com provides state-approved Florida PreLicense License Exam Prep with a money back guarantee! Satisfy ALL your Prep requirements at one low price with our online or paper courses!

PreLicense.com offers courses for the following FL license types:

Florida PreLicense Prep

Per Florida House Bill 1133, the study hour requirement for the 2-15 Florida Life & Health (including Annuities and Variable Contracts) course has increased to 60 hours, effective July 1, 2015. All online course providers were required to revise their Life & Health (2-15) course to conform with this requirement. Providers that do not revise their Florida Life & Health (2-15) course in compliance with this requirement will be prohibited from offering their course for sale in Florida, and any student who has been enrolled in a pre-licensing course that is not approved by the Florida Division of Financial Services ill not be eligible to receive credit. PreLicense.com’s Florida Life & Health (2-15) course has been fully approved by the Florida Division of Financial Services as meeting this new requirement. 

Florida PreLicensing Requirements 

Individual Resident Producer Requirements

To qualify for a resident Florida state insurance producer license, the applicant must satisfy the following requirements:

  • Be 18 years of age or older
  • Be a resident of the state of Florida
  •  Be a United States citizen or legal alien who possesses work authorization from the United States Immigration and Naturalization Service
  •  Not be an employee of the United States Department of Veterans Affairs or state service office, as referred to in Section 626.833, Florida Statutes.
  •  Complete an approved prelicensing course of study (see prelicense requirements below)
  • Pass a written examination and file a license application online
  • Submit a set of fingerprints
  • If licensed in another state within 3 years, provide a Letter of Clearance

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

  • Life and Variable Annuity – 40
  • Health – 40
  • Life, Health and Variable Annuity – 60
  • General Lines (Property & Casualty) – 200
  • Personal Lines – 60

State Candidate Handbook

Before making an exam reservation applicants should thoroughly review the State of Florida Insurance Licensing Information Bulletin, which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

  • Per Florida PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.
  • Applicants must read each lesson and pass the end-of-chapter quizzes with a 70% or higher to proceed to the next lesson.

PLE Course Exam

 Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.

Exam Proctor Requirements:  The PLE final exam does not require a proctor.  Applicants will be required to complete an online affidavit at end of the course.  The affidavit states that the applicant understands the course examination must be completed unassisted by any person, by the course materials, or by other materials.

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in Florida.  An applicant must meet Florida’s PLE requirements before a certificate of completion is issued.  Please note the prelicense course is only valid for 4 years from completion date in order to be used to satisfy the prerequesite for application for licensure.

State Reporting Requirements 

Prelicense.com reports PLE course completions electronically to the Florida Division of Agent and Agency Services daily.

State Licensing Exam

Methods of Registration

Materials Needed to Present at Exam Site 

  • Candidates must present one (1) form of current unexpired signature identification. Identification must be in English, government issued, photo-bearing with a valid signature.

·         Approved translation dictionary (for applicants who use English as a second language)

Testing Sites, Fees, and Schedules


State Exam Passing Score

  • Applicants must pass the state licensing exam with a 70% or higher to file a license application.
  • Candidates who fail the examination and wish to retake it must go towww.pearsonvue.com/FL/insurance and pay another fee.

·         New - Florida law has established a limit of 5 exam attempts for the same exam type during a 12 month period. Individuals who have reached the 5 exam limit are not permitted to sit for their next exam attempt until the one year time window only contains four exams.

New Resident Producer Requirements

New residents who still hold an active license in their previous home state may not be required to complete prelicense education as long as:

  • Applicant is a resident of Florida
  • Has held valid license for one year in his/her home state prior to applying for a Florida license
  • The license applications and fees are submitted within 90 days of becoming a Florida resident
  • To qualify for an exemption of the prelicensing educational requirement, your former home state must be reciprocal to Florida.  Click here for a list of reciprocating states.

Please note that new residents will still have to take and pass the applicable exams, unless the applicant holds the CLU designation.

License Application Process

Step 1 - Successfully taught or completed a 40 hour life, variable contracts prelicensing course within four (4) years of application date. [Click here to find a course][Requires State Examination] 

Step 2 – Apply for the Insurance license, Application fee

 [Click here to review fees
Click here to apply
Fingerprinting fees are not included and must be paid directly to vendor]

Step 3 - Send prerequisite(s) to department:

  • Send proof of prerequisite, as indicated in Step 2, to the Bureau. 

Note: If you have taken a prelicensing course, your prelicensing education provider will automatically send the Bureau proof within 20 days of your passing date.

Step 4 - Fingerprints:

  •  Fingerprinting is a mandatory requirement for almost all of the licenses, registrations, and certifications we issue. [Click here and follow the instructions] The fingerprinting is $48.55, plus local Florida county sales tax.

Step 5 - Status notification(s):

·         Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

Step 6 - Examination:

  •  Upon approval, an email will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may view your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.

[Click here for the Exam Information page] 

Step 7- Print license:

  • Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and print your license. 

Note: If you are required to take an examination, you will not be able to print your license until the department has received a passing result from the testing vendor.

Nonresident Producer Requirements

Nonresident license candidates may obtain a Florida agent license, without having to complete the prelicense education requirement or take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

License Application Process

Ways to Apply

·         Click here for the current fee schedule.

Materials Needed to Apply

  • License application
  • Appropriate license application fees
  • Completed fingerprint cards

Fingerprinting Process

Nonresident license candidates will be mailed fingerprint cards with instructions after their application is received by the Florida Bureau of Licensing.  Candidates must make fingerprint payments online or by calling 888-717-5699.  Click here to submit your payment online.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Long-Term Care: Before selling LTCP policies in Florida, producers must complete an 8-hour state approved LTCP training.

Purchasing State-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Florida Division of Agent and Agency Services
Bureau of Licensing
200 East Gaines St.
Tallahassee, FL 32399-0319
Phone: (850) 413-3137
Fax: 1-850-413-3291
[email protected]
Web Site: http://www.myfloridacfo.com/division/agents/

Pearson VUE
Phone:  (888) 274-2020
Web Site:

The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements