If you are preparing for an Insurance license, click on your state.  If you are preparing for a Securities license (ie: Series 6 or 63), click the Securities button.


Exam Proctor Requirements:  PreLicense.com final exams do not require a proctor.

Choose A Product




 Alabama PreLicensing Requirements 

Individual Resident Producer Requirements

To qualify for a resident Alabama state insurance producer license, the applicant must satisfy the following requirements:

  • Be 18 years of age or older
  • Maintain a principal place of residence or a principal place of business in Alabama
  • Not have committed any act that is a ground for denial, suspension or revocation of a license
  • Complete an approved prelicensing course of study (see prelicense requirements below)
  • Pass a written examination
  • File a license application
  • Submit a set of fingerprints

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

  • 20-hours Alabama Life Insurance
  • 20-hours Alabama Accident and Health Insurance
  • 40-hours Alabama Life, Accident and Health Insurance
  • 20-hours Alabama Property Insurance
  • 20-hours Alabama Casualty Insurance
  • 40-hours Alabama Property & Casualty Insurance
State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the Alabama Department of Insurance licensing examination instructions and the exam content outlines which contains important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

  • Per Alabama PLE requirements, applicants are required to complete all of the lessons in the Prelicense education course sequentially before they can be issued a certificate of completion.

PLE Course Exam

  • Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
  • Exam Proctor Requirements:  PreLicense.com final exams do not require a proctor.

Certificate of Completion

Upon completing the PreLicense.com course, a certificate of completion will be mailed to the applicant’s address on file within 2 business days.  An applicant must meet Alabama’s PLE requirements before a certificate of completion is issued. Certificates of completion are valid for one year from date issued.

IMPORTANT:  You must bring your certificate of completion with you when you arrive at the test center to take the exam.  The test center will accept a copy only if the notary stamp and signatures are legible by the proctor.

State Reporting Requirements

Currently, Alabama Department of Insurance does not require PLE course completions to be reported to the state.
 

License Application Process
 

1. Applicant must have completed the 20 or 40-hour prelicensing course and passed the state exam.
2. Applicants will need to forward a copy of their pre-license course certificate to the Alabama Department of Insurance at:    

Alabama Department of Insurance
P. O. Box 303351
Montgomery, AL 36130-3351

3.  Make an examination reservation and pay the fee.

Online reservations are the most efficient way for candidates to schedule their examination. Candidates must go to http://training.ua.edu/insurance-testing/ to make an online reservation for an examination or by calling (205)-348-3000.

Materials Needed to bring:

  • Candidates must present a current signature identification
  • Test takers are required to present a notarized copy of your pre-licensing education Certificate of Completion at the test center.

Exam Format:

  • The passing score required on each exam is 70%.
  •  When you complete the exam, you will receive a score report marked “pass or fail”.
Exam Retakes

If you do not pass on the first attempt, you may retake the exam without a mandatory waiting period.  If you do not pass on the second attempt, you must wait 90 days to re-test. If you do not pass on the third attempt, you may retake the exam without a mandatory waiting period.  If you do not pass on the fourth attempt, you must wait 180 days to take each subsequent exam.
 

4. Effective April 1, 2015, all applicants seeking to become licensed or who are adding a new line of authority to an existing license must have completed a fingerprint background check.  Applicants should seek to get fingerprinted at least 10 days before applying for the license. Fingerprinting Fee is $49.75. Instructions can be found here:  www.cogentid.com.

5. Applicant must apply online. Click Here. License fee of $110 will be accessed along with a NIPR transaction fee of $5.00. (A $5.00 NIPR transaction fee will be charged for each initial and renewal transaction on top of the required state fee, for all license types. NIPR FEES ARE NON-REFUNDABLE.)

6. Once license application is submitted to the state, it takes them 24-48 hours to receive the information. The process takes a minimum of 2-4 working days. You can also check your status by calling Producer Licensing At 334-241-4126.

7. To change/add a designated adjuster click here. (Form AL-DP-1) 

8. Click  Here to print your license.

9. Initial individual Independent Adjuster license is effective until biennial renewal would be due. Individual adjusters renew their license based on their birth month and birth year, odd or even. 

 

New Resident Producer Requirements

New residents who still hold an active license in their previous home state will not be required to complete prelicense education or take the license examination as long as:

  • Provide a letter of clearance from previous home state for same line of authority
  • The license being applied for is the same line of authority as in the previous state

License Application Process

Apply Online: Click here to submit your license application online.
Alabama is currently not accepting applications by paper.  Click here for a current fee schedule.

Materials Needed to Apply

New resident producer applicants will need to forward a copy of their letter of clearance from their previous home state to the Alabama Department of Insurance at:

Alabama Department of Insurance
P. O. Box 303351
Montgomery, AL 36130-3351

Fingerprinting Process

New - Effective January 1, 2015, all applicants seeking to become licensed or who are adding a new line of authority to an existing license must have completed a fingerprint background check. Applicants should seek to get fingerprinted at least 10 days before applying for the license. Instructions can be found here: www.cogentid.com.

Nonresident Producer Requirements

Nonresident license candidates may obtain an Alabama producer license, without having to complete the prelicense education requirement or take a license examination, as long as they are currently hold an active license in their resident state for the same lines of authority for which they are applying.

License Application Process

Ways to Apply

  • Online NIPR Online Process: for non-resident applicants who hold any type of resident license in their home state.  Click here to apply.
  • SBS Online Process:  for non-resident applicants who hold rental vehicle, legal services, dental services, credit, personal lines, and motor club lines of authority and do not hold any type of license in your home state.  Click here to apply.

Non-resident applicants are no longer required to provide certification letters from their home state.

Click here for a current fee schedule.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Long-Term Care: Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Alabama, producers must complete an initial 8-hour NAIC LTC training course approved in any state.

Purchasing State-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Alabama Department of Insurance
201 Monroe Street, Suite 502
Montgomery, AL 36104
Phone: 334-241-4126
Fax: 334-240-3282
Email: [email protected]
Website: http://www.aldoi.gov/

The University of Alabama College of Continuing Studies
Phone: 205-348-0633
Email: [email protected]


The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.

 

 

  

PreLicense.com Course Features Enhance the Exam Prep Experience

Prepare for your state insurance license exam with confidence. Engaging course features enhance the PreLicense.com study experience by reinforcing key points that are essential for passing the license exam:

  • State-tailored courses cover the topics you need to know to pass your state’s license exam – and nothing more.
  • Video introductions and summaries to each lesson reinforce key test points
  • Dynamic glossary works two ways:
    • Click Glossary on the course menu bar and get fast access to hundreds of insurance terms and definitions
    • Place the cursor over any highlighted word in the lesson for an instant pop-up definition
  • Search for any word or phrase in the course quickly with the easy-access Search feature.
  • Practice makes perfect! Check your knowledge and sharpen your test skills with end-of-lesson quizzes and an end-of-course mastery exam. Immediate scoring helps you pinpoint subjects or topics that may require additional study.
  • Simulate your state exam. Included with every PreLicense.com course is State Exam Tutor®, a powerful diagnostic testing tool that provides unlimited customizable practice exams and complete state exam simulations.
  • Drill and practice your knowledge of key insurance terms with Flash Tutor® flashcards, a unique study aid that gives you more than just terms and definitions. Included with every PreLicense.com course.